ad-slot-header
Student Loan Repayment Calculator

Income-Driven Repayment Calculator

Get a simplified estimate of your monthly payment under an income-driven repayment (IDR) plan. Enter your annual income, family size, and region below.

Important: This is a simplified estimate for general informational purposes only. It does not reflect the exact formulas used by federal loan servicers, which vary by repayment plan, loan type, and current regulations. For your actual payment amount, consult your loan servicer or studentaid.gov.
ad-slot-in-content

What Is Income-Driven Repayment?

Income-driven repayment (IDR) plans base your monthly student loan payment on your income and family size rather than your loan balance. The U.S. Department of Education offers several IDR plans, including SAVE, PAYE, IBR, and ICR. Each plan has different formulas and eligibility requirements.

This calculator provides a simplified estimate using a percentage of your discretionary income to give you a general idea of what an IDR payment might look like. For your exact payment amount, consult your loan servicer or visit studentaid.gov .

ad-slot-footer