Student Loan Repayment Calculator

Estimate your monthly student loan payment, total interest, and payoff date. Enter your loan details below to see your results instantly.

How This Student Loan Calculator Works

This calculator uses the standard amortization formula used by most lenders, including federal and private student loan servicers. It computes your monthly payment based on your loan principal, annual percentage rate (APR), and the number of years you have to repay.

For income-driven repayment estimates, please visit our IDR calculator . To compare refinancing options, see our student loan refinance calculator .